Five rules you must follow for successful compensation claims

Simangele Mzizi, Fsp Business, 22 Apr. 2014

Tags: coid, compensation for occupational injuries and diseases fund, compensation claim periods, rules for compensation claim periods, coid and compensation claim periods

The Compensation for Occupational Injuries and Diseases Fund (COID) is there to compensate workers who’ve been injured at work or who’ve contracted a disease at work. While COID is a useful resource, it’ll only benefit your employees if you play by its rules. If you don’t, you’ll have to compensate your employees from your own pocket. Don’t take that risk. Make sure you’re aware of these five rules when it comes to compensation claim periods and ensure your COID claim is successful.


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Revealed: Five rules for compensation claim periods

Rule #1: You must submit any claim for compensation within12 months after the date of the accident or death, says the Health & Safety Advisor.

Rule #2: If you don’t make the claim within 12 months, it won’t be considered unless the accident was reported previously.

Rule #3: You must lodge claims for compensation by any person who works at sea or with aircrafts with the person in command of the vessel or aircraft. The only exception is if the person injured is the person in command. He’ll report it to his direct superior.

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There are two more rules you need to know about compensation claim periods

Rule #4: If your employee works at sea or with aircrafts and has an accident that results in death outside of South Africa, you must submit the claim within 12 months after the news of the death has been received by his dependant.

Rule #5: Your employee’s rights to receive benefits will lapse if the accident isn’t brought to the attention of the Commissioner within 12 months after the date of the accident.

There you have it. COID is there to help you and your employees when injuries or diseases occur at work. But, you’ll only reap the benefits if you play by these rules.

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